We offer a variety of funding options to fit the needs of your small business.

Depending on the type of loan, we can offer flexible pricing and fees (fees can be financed into the loan), fixed interest rates for the life of the loan, no prepayment penalty, fully amortizing loans, or loans with as little as 10%-25% down. We provide term loans with rates and terms commensurate with the collateral provided. We can look at refinancing your current business debts as well.

SBA Community Advantage

Evergreen has partnered with the SBA to offer Community Advantage Loans for businesses in need of affordable capital. With a mission of serving underserved markets, EBCCF (through its parent company, Evergreen Business Capital) provides SBA Community Advantage Loans up to $250,000. Proceeds can be used for most small business needs, including equipment, business acquisition and working capital.

USDA Rural Lending

With the assistance of the United States Department of Agriculture, Evergreen provides non-agricultural businesses in rural communities of Washington State with access to capital that otherwise might be difficult to obtain. The Rural Loan Program is available to small businesses in communities with populations less than 25,000 in most counties of Washington State. It is available to most types of businesses and can be used for most business related needs.


Our microloan program offers term loans up to $15,000 for a variety of uses including startup costs. Certain areas are eligible. Flexible terms and low closing costs can help your business when you financing needs are modest. Loans can be unsecured.

Small Business Flex Fund

The Small Business Flex Fund, developed in response to COVID-19, is designed to get financial support into the hands of Washington State’s smallest businesses. Borrow up to $150,000 with no fees & interest-only payments for the first year. To find out more and apply, please click here.

View the 2023 Impact Report

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